Company: American Express
Role: Analyst
Location: Gurgaon (Hybrid)
Salary: 7.5 - 10 LPA
Qualifications: Bachelor's/ Master's
About Organization;
American Express, commonly known as Amex, is a prominent American financial services company with a global presence. Founded in 1850, it has evolved into one of the leading credit card issuers and payment providers. Amex offers a wide range of financial products and services, including credit cards, charge cards, traveller's cheques, and merchant services.
Job Description:
Key Responsibilities:
Deployment of Third-Party Key Risk Indicators across Non-Affiliate and
Affiliate Third Party Programs at Amex.
Automate existing VRO monitoring mechanisms.
Provide enriched insights using industry data and leveraging best practice tools and techniques over the affiliate and non-affiliate third-party lifecycle.
Challenge third-party programs and risk data completeness and accuracy.
Perform advanced data analytics to identify trends, composition, leading indicators, and outlook in Third Party risk.
Leverage unstructured data sources (e.g., social media, customer chat) to identify potential AXP Affiliate and Non-Affiliate Third Party Risk process breakdowns.
Responsible for contacting clients with overdue accounts to secure the settlement of the account. Also they do preventive work to avoid future overdues with accounts that have a high exposure.
Minimum Qualifications:
0-3 years of experience in risk management or a similar role;
Degree in a quantitative field (e.g. Model, Mathematics, Computer Science or Economics).
Strong technical and analytical skills with the ability to apply both quantitative methods and business skills to create insights and drive results.
Strong analytical skills, including a proving ability to translate complex and disparate information to develop a comprehensive and cohesive conclusion for colleagues, business partners, and senior leaders.
Ability to work independently and across a matrix organization partnering with business partners, functional owners, capabilities, technology teams and external vendors.
Rigorous and analytical approach to problem-solving, decision-making, and prioritization collaboration across teams/geographies.
Proactive in identifying issues, delivering, and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks.
Knowledge of Amex’s Third-Party Management Programs and associated systems is desired.
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